General Liability Insurance
Your business can take every safety precaution and adhere to the highest-quality product or service standards, but every now and again something can go wrong. It’s for this reason that your business should have adequate General Liability insurance coverage.
General Liability insurance provides protection for your business should it need to pay damages for bodily injury or property damages for which it was found legally responsible.
General Liability Coverage Includes:
Bodily injury, sickness or disease sustained by a person, including death resulting at any time from any of the aforementioned.
Physical injury to tangible property, including the property loss of use and any tangible property's loss of use that is not physically injured.
Products-Completed Operations Hazard
All bodily injury and property damage occurring outside the premises you own or rent as a result of your product or work. Exceptions include:
- Products still in your physical possession
- Work that has not yet been completed or abandoned
- Bodily injury or property damage on premises
Personal and Advertising Injury
Issues arising in conjunction with the insured’s advertising of goods or services, as well as the insurable offenses that cause damage, besides those included in bodily injury. Examples include:
- False arrest, detention, imprisonment
- Malicious prosecution
- Wrongful eviction
- Slander of a business and/or product
- Invasion of privacy
- Unauthorized use of an idea in advertising
- Infringement of copyright issues in advertising